The year is 2020. A global pandemic is keeping people locked indoors with their loved ones. Through forced isolation, perhaps some couples have decided to call it quits. You, on the other hand, have chosen the opposite. You have been wanting to propose to your lover for a while now, and having to spend extra time with them in the recent months only confirms your love for them. So the next step, then, is to find that beautiful diamond ring that matches your sweetheart’s style and taste. You do just that and your companion is dazzled by your selection and can’t wait to show it off to family and friends. But, there’s one more thing to do: It’s time to protect your investment, and that process starts with an appraisal from Accredited Jewelry Appraisers who serve Washington DC and its surrounding neighborhoods.
WHAT IS AN ENGAGEMENT RING APPRAISAL?
During an engagement ring appraisal, a certified gemologist will inspect your ring, examining its every feature. When assessing your ring, gemologists focus on the “4Cs” of diamond quality: cut, carat, color and clarity. Each diamond is unique and is a miracle of time, place and change. And each has specific qualities that establish its value. What separates a run-of-the-mill gemologist from one at Accredited Jewelry Appraisers of Falls Church, VA is that they not only focus on the 4Cs, but they go even further. The process for appraisals at Accredited Jewelry Appraisers goes beyond the norm, where the professionals analyze fluorescence, enhancements, hue, cutting proportions and so much more. Having over 35 years in the business, you are guaranteed a premium appraisal by true professionals.
WHY IS APPRAISING MY ENGAGEMENT RING SO IMPORTANT?
Think of an appraisal as a high-quality receipt. You will need this “receipt”, if you will, to insure your ring. Your insurance company uses your appraisal to set the coverage limit on your policy. Basically, it helps them decide how much they’ll pay out in the event of a claim. When you have a repair or replacement policy, rather than a traditional cash-payout, you definitely need all these details:
Description of the ring
Type of metal the stone is set in
Stone information – think 4 C’s: cut, color, clarity and carat weight
Side stone information
Value of the jewelry
If your insurer doesn’t know exactly how your ring looked, how can they replace it with the same kind and quality? You are not required to insure your ring like you are with your car. So, if you’re going to make the (smart) choice to invest time and money into ring insurance, make sure it’s for the right amount by getting a quality appraisal from Accredited Jewelry Appraisers of Washington DC and the surrounding area.
WHEN TO GET AN APPRAISAL
You should get an appraisal from Accredited Jewelry Appraisers as soon as possible after you have made your purchase. Once you have an appraisal, you can then purchase insurance for your ring.
